What is a FICO Score? FICO score is a three-digit number assigned to individuals based on their credit position. The score ranges from 300 to 850, where 300 is the worst, and 850 is the highest score. Lenders use FICO scores to determine the credit repaying capability of an … [Read more...]
Does Consolidating Debt Ruin Your Credits?
Many people see debt consolidation as a solution to paying off their hefty loans and liabilities. Although, it comes with a lot of leverages but only when you know the insights. Look upon all the factors which make the debt consolidation process even more productive and … [Read more...]
New Jersey Hard Money Loans: Pros and Cons of Hard Money Loans
A hard money loan is one way of borrowing money without the use of traditional mortgage lenders. This means that loans come from people or investors who lend their money based on the property you’re using as collateral. So, when traditional lenders do not approve a loan, or when … [Read more...]
Want to Manage your Credit Effectively as a Millenial? This article is for you
Millennials are said to have poor financial habits and spend their money recklessly. Chances are you fit this label but want to find out how to take care of your finances, and in particular, manage your credit. It is vital to learn how to pay your credit card … [Read more...]
How Do SBA Loans Work (and What You Need to Get One)
If you are a small business owner, you should know the government can help you get a small-business loan. The United States Small Business Administration (SBA) offers various types of SBA loans. You can seek to apply for an SBA loan if you are planning to expand your … [Read more...]