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If you live in Texas and have had an insurance claim denied, never fear. Top Texas personal injury lawyer Omar Ochoa, founder of Omar Ochoa Law Firm, can offer you a free consultation. With his help, taking the insurance provider to task and obtaining the payout you deserve may be possible.
Ochoa specializes in multiple kinds of insurance claims.
Lawyer Omar Ochoa assists storm survivors
First of all, Ochoa has a long track record of assisting people whose property has been damaged or destroyed by hurricanes, tornados, or other powerful storms. This includes cases involving damage from wind, water, flooding, fire, or hail. Whether the affected property was your residence or a commercial building, he has the expertise to represent your claim to the insurance carrier most effectively.
Indeed, Ochoa knows how difficult recovering from a hurricane can be since he experienced one himself when Hurricane Hanna tore through the Rio Grande Valley in 2020.
“My street in my neighborhood got flooded,” he remembers. “I remember waiting for the water to recede for about half a day. But I was lucky — no water came into my house. My sister, however, was stuck in her house for a couple of days and sustained some damage because of the water.”
Water damage can ruin electronics, furniture, other possessions, and flooring and carpeting. Mold can become a problem as well.
Severe problems like these explain why he and his team dropped everything to help members of the community recover from the hurricane. Whether or not they had insurance, they didn’t turn anyone away.
This first-hand experience enables Ochoa and his team to serve storm survivors with empathy and understanding. Moreover, it has also given them a mastery of the complex procedures instituted by insurance companies and the Federal Emergency Management Agency (FEMA).
“The federal government tries to make the forms as straightforward as possible, but the truth is, they’re still complicated,” he explains. “It can be overwhelming.”
Ochoa also has a reputation for helping people recover the damages they are due from insurance companies who attempt to deny their claims in bad faith.
Lawyer Omar Ochoa defeats bad faith denials
The unfortunate truth is that, even when a homeowner pays their premiums in full and on time every month for years, their insurance company may seek to avoid upholding their end of the bargain when disaster hits, and the policyholder needs help.
“Insurers do not make a profit by paying claims,” Ochoa explains on his website. “They make a profit by collecting premiums and investing the money. When they deny claims, they have more money to invest.”
According to Ochoa, some insurance carriers rely on several dodgy tactics to try to avoid paying legitimate claims. For instance, they might delay investigating your claim or delivering your payout. They might try to get you to accept a lower amount than you are supposed to receive. They may even ignore you or lie to you.
Bad-faith denials have obvious negative repercussions for policyholders. “They need those funds to start rebuilding their lives, yet these denials happen all too often,” Ochoa says.
Ochoa and his team are savvy about these shady practices and understand how to get insurance companies to honor their commitments. The legal experts at Omar Ochoa Law Firm work on a contingency fee, which means they get paid through the funds their successful lawsuits secure from the insurance companies. They do not require payment while pursuing the case.
Omar Ochoa: The Right lawyer for personal injury cases
Ochoa is also renowned for his skillful handling of personal injury cases. He not only represents those who have been injured in truck or other vehicular accidents but also those who have experienced negative consequences from a faulty consumer product.
In addition, he provides legal counsel for maritime workers injured on the job, such as seamen, dockworkers, and oil and gas industry employees.
“Seaman, dockworkers, and oil and gas industry employees on offshore rigs usually labor under dangerous working conditions,” a page on his website explains. “Accidents caused by cranes, explosions, falling objects, and even slip and falls are common.”
Moreover, Ochoa also represents family members in wrongful death cases.
Contact Omar Ochoa Law Firm today
Omar Ochoa Law Firm has successfully argued insurance cases throughout the state of Texas, including in Houston, Dallas, Fort Worth, and McAllen. Since the statute of limitations for filing an insurance lawsuit in Texas is only two years after the insurer’s first act in bad faith, contacting them as soon as possible is important.
Ochoa and his team are lawyers with keen legal minds and hearts in the right place. To get the compensation you deserve, don’t hesitate. Contact them today!
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Image source: Omar Ochoa Law
