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When Is It Too Late to File a Personal Injury Lawsuit?

September 2, 2025 by BPM Team

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Judge gavel and a stethoscope on a wooden desk

You can file a personal injury lawsuit if you are injured in an accident. Prioritizing your health and recovery is essential before that. But life moves fastly, so filing the case on time matters.  

Each state has a legal time limit for filing such claims, known as the statute of limitations. Kansas City is located in Missouri. It is a bustling city in the U.S. that is famous for celebrating its cultural traditions, covering top attractions, and offering various entertainment options. In Missouri, know when to file a case before it’s too late. 

Working with reputed Kansas City personal injury lawyers can ensure your case is filed within the legal window and handled the right way. Delay can cost you not only compensation but also your chance at justice.  

Here’s what you need to know about filing deadlines, what can affect them, and what to do if you think time is running out. 

“Too Late”: What Does It Mean in a Personal Injury Case? 

Too Late means missing the statute of limitations in personal injury claims. It is the legitimate deadline for filing the claim in the court. Once you miss it, your claims may get dismissed, no matter how valid the injuries are 

In Missouri, the standard time limit for general personal injury is 5 years from the date of injury. For medical malpractice, the statute of limitations is generally two years from the date the error occurred or was discovered. If you are going to file a claim against the government entities, you must file the case within 90 days. 

Understanding that Your Claim is Within the Time Limit 

If you are confused or unsure about the timeline, you can file the personal injury claim by knowing the key steps: 

1. Examine the Incident Date: Find out and identify the precise date of the incident that happened. It plays a vital role in filing the claim.  

2. Understand Missouri’s Claim Filing Deadlines: For car accidents, slip or fall, or general injury, the deadline is 5 years—2 years for medical negligence and malpractice. Three years for wrongful death, and within 90 days, you can file the claim against government entities. 

3. Identify When You Discovered the Injury: Sometimes injuries or their effects aren’t immediately obvious. The statute might start when the injury was discovered, not when it happened, which is called the “discovery rule.” 

4. Collect the Evidence: Gathering the prior documents as evidence is essential. The evidence, including medical records, accident reports, witness statements, and insurance correspondence, can help identify the injury date and support your claim timeline. 

5. Choose the PI attorney: Reach out to the right personal injury attorney for trusted legal guidance. Experienced lawyers can understand your situation and act as fast as they can. 

6. Avoid Insurance Delays: Some people delay filing the claim because they’re waiting for PI compensation. Remember, insurance negotiations do not pause the legal deadline for getting an outcome. 

    Conclusion 

    Filing a personal injury claim too late can close the door on deserved compensation, even if your case is strong. Taking prompt action can help you by improving your chances of recovering what you deserve. Understanding statute of limitations and time limits is essential; take rapid steps, and consult with legal professionals who can protect your rights from the outset. 

    Key Takeaways

    • In Missouri, statutes of limitations are essential; it matters. The deadline for PI claim filing is 5 years, 2 years for medical malpractice, and within 90 days for claims against government entities.  
    • The legal clock starts after the discovery of injury, or the date of injury is known as the discovery rule. 
    • Time delays cause financial distress. Waiting too long can risk the ability to retain the compensation. 
    • Legal guidance is more crucial to ensure the claim filing time and protect the victims’ rights. 

    Also read: Why Business Professionals Rely on Social Security Disability Lawyers When Life Takes a Turn

    Image source: elements.envato.com

    Filed Under: Legal Tagged With: legal tips, personal injury

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