If you watch cable news or listen to conservative radio, you know there’s no shortage of gold companies in the United States that specialize in gold IRA rollovers. These companies are thriving as economic concerns have more Americans moving funds away from stocks and into physical gold and silver. But what are the best gold IRA companies to trust with your investments?
We’ve researched and reviewed the best gold IRA companies for 2022 and have narrowed our list down to these five gold IRA firms below. We’ve narrowed our list based on:
- Company fees/pricing
- Selection of metals
- Reputation / verified online reviews
- Gold buyback program
Best Gold IRA Companies for 2022
#1 Augusta Precious Metals
Augusta Precious Metals is at the top of our list for 2022. The precious metals IRA firm has been in business since 2012, and is highly rated across third party independent review sites. The gold IRA firm has never had one complaint filed against them with the Better Business Bureau in their decade of doing business.
This is impressive due to the fact that the company has thousands of clients across the U.S. and whenever you have such a large volume of business, you’re bound to have a few bad reviews. Every other company that’s made our list is excellent, but you can still manage to find at least a couple of negative reviews online. This is not the case with Augusta Precious Metals. They also hold the highest possible rating (AAA) with the Business Consumer Alliance, and hold a 5 out of 5 star average rating with TrustLink.
Gold IRA industry news and review site GoldIRASecrets also just ranked Augusta PM as their top gold company for 2022.
What’s unique is that Augusta has a one-on-one approach with each prospective client. They listen to your financial goals and will prepare a personalized webinar presentation based on your specific needs. This level of personalization is unique to Augusta, and not something we’ve found in their competitors. We’ve also found their IRA fees and pricing for their precious metals to be very fair and competitive with other companies in their field. The gold firm also offers a very fair buyback program in case you ever want to sell your metals.
Request more information from Augusta Precious Metals here.
#2 Goldco Precious Metals
Goldco Precious Metals has been in business since 2006 and is today one of the more established gold IRA companies in the U.S. The California based gold IRA specialists hold an A+ rating with the Better Business Bureau, an AAA rating with the Business Consumer Alliance, and has racked up thousands of 5 star reviews on customer review sites such as TrustLink and TrustPilot.
The company offers a very reasonable buyback program for your precious metals and their fees are competitive. This makes them a very viable option for your gold IRA.
Request more information from Goldco here.
#3 Birch Gold Group
Birch Gold Group has been in business since 2003, and is one of the more recognized brands in the gold IRA business. The company has advertised on the Ben Shapiro Show (the fastest growing conservative podcast in the U.S.) since 2016, and the company has been featured across many of the bigger media outlets over the years.
Similar to Augusta and Goldco, Birch Gold Group (BGG) holds an A+ rating with the Better Business Bureau, AAA ranking with the Business Consumer Alliance, and holds 5 star average client ratings with TrustLink. Competitive with their pricing, fees, and buyback program make them a winner and viable candidate for your precious metals IRA.
Request more information from Birch Gold Group here.
#4 Advantage Gold
Advantage Gold was established in 2014 by Adam Baratta and Kirill Zagalsky. The two co-founders were both top performing account executives at another gold IRA company before branching out to start their own firm. Advantage Gold is unique in their focus on educating clients.
In less than eight years of business, Advantage Gold is one of the top firms in the country. Baratta is one of the more visible CEOs in the industry as the author of two USA Today best selling books, “Gold is a Better Way,” and “The Great Devaluation.”
Advantage Gold is another ‘rare’ gold IRA rollover specialist that boasts the highest possible ratings with the BBB, BCA, TrustLink, and TrustPilot. The company has earned the “Best of TrustLink” badge every year since 2016.
Click here to learn more about Advantage Gold.
#5 Regal Assets
The Beverly Hills, California based gold IRA company is an incredible rags-to-riches story. The CEO, Tyler Gallagher started the company in 2009 with a modest investment and a dream to be the top alternative assets company in the world. The company today has offices in the U.S., Canada, and the United Kingdom. CEO Tyler Gallagher is a member of the Forbes Council, and the precious metals firm has been featured in well-known media outlets such as Smart Money, MarketWatch, Bloomberg, CNBC, and more.
One thing unique about Regal Assets is that the company specializes in both precious metals and cryptocurrencies. Many of their clients not only want to diversify assets into gold and silver, but also crypto assets such as bitcoin, ethereum, and litecoin (to name a few). Regal Assets has the most diverse selection of metals and cryptocurrencies of all the gold and bitcoin IRA companies in the market. The company is also highly rated with 5 star client ratings on third party review sites.
Click here to visit Regal Assets.
What is a Gold IRA Company?
Most traditional 401(k) or company sponsored retirement plans offer a variety of investment options in stocks, index funds, and other ‘paper’ investments. These plans are excellent and worth contributing to each paycheck, but the problem is that your 401(k) likely does not offer an option for individuals that want to invest in physical gold.
If you’re interested in buying physical precious metals like gold and silver bullion bars and coins, this is likely not something your current IRA custodian can facilitate. This is where the gold IRA rollover comes in.
The “gold IRA” is simply the marketing term for a self-directed IRA used to buy IRS-approved physical gold, silver, platinum, or palladium bars and coins. The gold IRA companies are U.S. based businesses that understand the IRS rules for these accounts. They can facilitate every step of the process of opening up a new gold IRA. This allows you to roll over or transfer 401(k) funds into your self-directed IRA for the purchase of metals. It’s important to note that a gold IRA rollover comes with unique tax benefits as it allows you to move money without triggering a taxable event.
What are Gold IRA Fees?
Gold IRA Custodian
When you purchase gold and silver via your IRA, you’ll need to set up this new self-directed IRA. Your gold IRA company will have a trusted self-directed IRA custodian for you to work with. They will help you fill out the paperwork and help with the rollover of funds from your old IRA custodian to this new self-directed IRA custodian.
Ask your gold IRA company which custodian they work with, and what this custodian charges in annual fees. Most of the companies on our list work with Equity Trust. Equity Trust charges an annual rate of $80 to maintain your gold IRA investments.
Gold IRA Storage
While you may want to hold your physical precious metals in your home safe or under your mattress, it’s a big no-no with the IRS. Your precious metals must be held in an IRS-approved third party storage facility.
Most of the companies on our list work with either the Delaware Depository or Brinks security. You can plan on paying around $100 annually for non-segregated vault storage. These fees can get a little higher (up to $150 total annually) if you decide to go with segregated vault storage. Either option should be fine for your needs, but this is something you can discuss with your gold IRA company account executive.
Gold IRA Company Reviews
Each day, new gold IRA companies are launching to meet the retail market demand for physical gold and silver. It can be a bit overwhelming as you sift through all of the options. Take your time and make sure you’re dealing with a solid firm that understands the gold IRA tax rules, can provide excellent service, and efficiently open your precious metals IRA.
Read gold IRA company reviews, research the companies on this list (and on other sites), and contact a few companies. Compare all of their fees and costs, and make sure to ask any and all questions that you might have with your account rep. With the right company, opening a gold IRA should be a painless and simple way to diversify your retirement into physical gold and silver.
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